Privacy Policy
| FACTS |
|
WHAT DOES First Bank & Trust Company DO
WITH YOUR PERSONAL INFORMATION? |
| Why? |
|
Financial companies choose how they share your personal information. Federal law gives
consumers the right to limit some but not all sharing. Federal law also requires us to tell you how
we collect, share, and protect your personal information. Please read this notice carefully to
understand what we do. |
| What? |
|
The types of personal information we collect and share depend on the product or service you
have with us. This information can include:
• Social Security number and transaction or loss history
• Account balances and payment history
• Credit history and credit scores
When you are no longer our customer, we continue to share your information as described in this
notice. |
| How? |
|
All financial companies need to share customers’ personal information to run their everyday
business. In the section below, we list the reasons financial companies can share their
customers’ personal information; the reasons First Bank & Trust Company chooses to share;
and whether you can limit this sharing. |
| Reasons we can share your personal information |
Does First Bank & Trust
Co. share? |
Can you limit this sharing? |
For our everyday business purposes—
such as to process your transactions, maintain
your account(s), respond to court orders and legal
investigations, or report to credit bureaus |
Yes |
No |
For our marketing purposes—
to offer our products and services to you |
No |
We don't share. |
| For joint marketing with other financial companies |
No |
We don't share. |
| For our affiliates’ everyday business purposes—
information about your transactions and experiences |
No |
We don't share. |
For our affiliates’ everyday business purposes—
information about your creditworthiness |
No |
We don't share. |
| For nonaffiliates to market to you |
No |
We don't share. |
Questions? Call 918-485-2173 or go to www.fbtwagoner.com
| Who we are |
|
|
| Who is providing this notice? |
|
First Bank & Trust Company |
| What we do |
|
|
| How does First Bank & Trust Company
protect my personal information? |
|
To protect your personal information from unauthorized access
and use, we use security measures that comply with federal law.
These measures include computer safeguards and secured files
and buildings. |
| How does First Bank & Trust Company
collect my personal information? |
|
We collect your personal information, for example, when you
• Open an account or deposit money
• Pay your bills or apply for a loan
• Provide account information
We also collect your personal information from other companies. |
| Why can’t I limit all sharing? |
|
Federal law gives you the right to limit only
• sharing for affiliates’ everyday business purposes—information
about your creditworthiness
• affiliates from using your information to market to you
• sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to
limit sharing. |
| Definitions |
|
|
| Affiliates |
|
Companies related by common ownership or control. They can be
financial and nonfinancial companies.• First Bank & Trust Company does not have affiliates. |
| Nonaffiliates |
|
Companies not related by common ownership or control. They can be
financial and nonfinancial companies.• First Bank & Trust Company does not share with non-affiliates. |
| Joint marketing |
|
A formal agreement between nonaffiliated financial companies that
together market financial products or services to you.• First Bank & Trust Company does not jointly market. |
| Other important information |
|
|
We do not share any information we collect in connection with offering our services with anyone (except to the extent
necessary to complete transactions authorized by you.) |
|
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