We want your lending experience to be stressless and convenient. That's why First Bank & Trust Co. creates competitive loan products to meet our customers' needs. We want to give you the best options with the combination of flexibility and strength to help you achieve your financial goals. Choose the loan service that meets your needs and get easy access to financial assistance.
Personal Loans
You can use personal loans from First Bank & Trust Co. to pay for recurring costs or to pay off high-interest debt. With a personal loan, you can borrow a specific amount of money and repay it over a predetermined period of time with a fixed interest rate.
Our personal loans make it simple for you to receive the funding you require to cover your personal expenses, such as a wedding, vacation, or unforeseen bills. They feature reasonable rates, flexible payback options, and no application fees. Additionally, you can combine high-interest debt, like credit card debt or medical costs, into a single manageable payment with a lower interest rate using a personal loan.
Because we recognize that each person's financial position is distinct, we provide individualized lending solutions to satisfy your particular requirements. Our knowledgeable loan professionals can assist you in selecting the best loan option and will walk you through the application procedure.
Mortgage
Finding the right house loan is essential to your financial stability because purchasing a home is a significant investment. To assist you in financing the home of your dreams, First Bank & Trust Co. provides a range of mortgage choices.
Fixed-Rate Mortgages
Your interest rate will stay the same for the duration of your fixed-rate mortgage, giving you predictable monthly payments. For people who value stability and wish to keep their monthly payments from fluctuating, fixed-rate mortgages are the best option.
Adjustable-Rate Mortgages (ARMs)
Adjustable-rate mortgages are a wonderful alternative for people who want to relocate or refinance within a few years because of their lower initial interest rates and flexible repayment schedules. ARMs normally have lower starting monthly payments than fixed-rate mortgages, but your payment may go up or down because the interest rate is variable over time.
Our knowledgeable loan specialists are here to guide you through the home loan application process and locate the best financing option for your unique circumstances.
Auto Loans
We at First Bank & Trust Co. have auto vehicle loans to assist you in financing the purchase of a new or used car. Our auto loans are an inexpensive and practical choice for your car financing needs since they include reasonable rates, flexible payback plans, and no application fees.
Our knowledgeable loan professionals can assist you in locating the best financing option to meet your budget and financial objectives, whether you're looking to purchase a new or used automobile or refinance an existing auto loan. You may apply for an auto loan from the comfort of your home using our simple online application form, and you'll receive a decision promptly.
Small Business Loans
We at First Bank & Trust Co. are dedicated to assisting small companies in expanding and succeeding because we recognize that they are the foundation of our economy. We provide a range of small business loans to assist you in financing your business needs.
Our small business loans can be used for a range of things, like buying merchandise, real estate, or equipment, as well as for business expansion or unforeseen costs. We make it simple for you to obtain the finance you require to advance your company by providing cheap rates, adaptable payback terms, and a fast application procedure.
Home Improvement Loans
Our home renovation loans can assist you in financing your project, whether you want to renovate your kitchen, add a new bathroom, or make other home upgrades. We are dedicated to assisting you in making the necessary adjustments to build the home of your dreams since we recognize that your house is your haven. To assist you in financing your home improvement or remodeling project, we provide home improvement loans.
Our home improvement loans make it simple for you to receive the funding you require to complete your home improvement project. They feature low rates, flexible payback terms, and no application fees. We can help you locate the best loan option to suit your needs, whether you want to add a new room, renovate your kitchen, or make energy-efficient modifications.
Student Loans
We recognize that one of the most significant investments you can make in your child's future is their education. To assist you in funding your study and achieving your academic objectives, we provide student loans.
Our student loans make it simple for you to obtain the funding you require to pay for tuition, books, and other educational expenditures by offering low rates, flexible payback options, and no application fees. We can assist you in locating the best loan option to suit your unique circumstances, whether you're a student trying to finance your undergraduate or graduate school or a parent looking to help your child finance their education.
Home Equity Loans
At First Bank & Trust Co., we provide home equity loans to enable you to access your home's equity and pay for significant outlays or big purchases. A home equity loan is a sort of loan that enables you to borrow money against the equity you've accrued in your house, which is the sum of your mortgage balance less the value of your home.
A home equity loan is an inexpensive and practical solution for your borrowing needs because you may frequently access greater loan amounts and lower interest rates than with other types of loans. A home equity loan can be used to finance home improvements, debt consolidation, college tuition, and other unforeseen costs.
First Bank & Trust Co. makes it simple for you to obtain the funding you require to meet your financial objectives by providing affordable rates, adaptable payback options, and no application fees. Our knowledgeable loan professionals can walk you through the application process and assist you in locating the best loan option to suit your unique circumstances.
We at First Bank & Trust Co. are dedicated to assisting you in reaching your financial objectives. Our loan solutions are made to offer you the adaptability, practicality, and affordable rates you require to accomplish. To find out more about our financing alternatives and how we can assist you, get in touch with us immediately.