Other Products

Great partnerships are built on mutual goals, common approaches and shared interests. When it comes to choosing the right financial services provider for yourself or your business, you need a partner that shares a common vision with you. First Bank & Trust Co. is the partner you’re looking for.

Debit Cards
Automatic Transfers and Payments
Direct Deposit
FBT Online Banking
FBT BillPay
E-Corp
Overdraft Privilege
Telephone Banking
Remote Deposit Capture
Other Services

Debit Cards No more check writing hassles when you shop with your First Bank & Trust Co. Debit Card. Just present your card at any Visa merchant and your purchase amount is automatically deducted from your checking account. Your Debit Card also doubles as your ATM card so you’re never far from cash. You can withdraw cash and check balances 24-hours a day. You’ll have no ATM fees when you use First Bank & Trust Co. owned ATM machines. Automatic Transfers and Payments Want to save time and money? Transfer funds between checking and savings or for loan payments at the same time each month – automatically. Let one of our representatives help you get started. Direct Deposit Save time and a trip! Direct deposit provides you with the security of knowing that your paycheck, Social Security check or pension check have been safely deposited into your checking or savings account. Contact your payroll or personnel department at work. If you receive Social Security, SSI or other Federal recurring payments, call the Social Security Administration at 1-800-772-1213. FBT Online Banking Manage your money from anywhere at any time over the internet. The service is available 24 hours a day, 7 days a week and it’s free. Access your First Bank & Trust Co. accounts to check balances, view bank statements, transfer funds between accounts, make loan payments and re-order your personal checks over a secure and direct internet connection. Sign-up online or come in and we’ll help you get started. FBT BillPay Pay your bills online! No more checks. No more stamps. No more envelopes. Take the time to set up your payees and then when the bills come in, just enter your amount and date. Bills are paid safely and securely over the internet with FBT BillPay. Sign-up online or come in and we’ll help you get started. eCorp eCorp allows you 24-hour banking, 7 days a week! All of your business accounts can be linked together giving you the ability to perform numerous types of transactions using your keyboard. This includes transferring of funds between accounts, initiating wires, viewing current activity and access up to two years past statements, and much more. eCorp also allows companies to give limited access to multiple employees. eCorp offers all this and so much more. Call your local branch today to find out how you can become an eCorp customer. Overdraft Privilege Overdraft privilege means we'll consider paying your overdrafts. When you make a mistake or write a check for more money than you have in your checking account, this discretionary overdraft service might be helpful. The service is available to eligible personal checking accounts. Of course, we can't promise to pay every overdraft, but if you maintain your eligible account in good standing, rather than automatically returning unpaid any non-sufficient funds items that you may have, we will consider payment of your reasonable overdrafts. You will be charged our normal charge for each item that would create an overdraft on your accounts and we will send you a notice each time an overdraft occurs. This service requires no action on your part, other than you have to sign an opt-in authorization form to access your overdraft privilege through your debit card. It costs you nothing unless you use the service – by initiating checks, electronic funds transfers, or other payments or withdrawal requests for more than the amount of collected (available) funds you have on deposit in your account. Please remember, we are not obligated to pay any item presented for payment if your account does not contain sufficient collected funds even if we may have previously paid such items. Telephone Banking 24-hour banking, 7 days a week! It’s like having your own personal bank teller. With our First Access line you can access information about your checking, savings, CD, or loan accounts. Check your balance, transfer funds, make loan payments or obtain account information from any touch-tone phone. Just call (918) 485-9576 or 1-800-280-9732 and key in your selection from the voice prompts. Remote Deposit Capture As a business, it is sometime hard to make it to the bank to deposit your checks. Now, with remote deposit capture, it is easy to deposit your checks into your account. This service allows business owners to scan checks and transmit them to their bank for posting and clearing. Contact your local First Bank & Trust Co. branch to receive information on this helpful service. Other Products and Services

Account Research
Cashier’s Checks
Money Orders
Wire Transfers
Safe Deposit Boxes
Notary Public Services
Bank by Mail
Drive-thru Window
Night Depository

*Contact your local branch for availability of these products and services.