First Bank & Trust Company “We’ve stood the test of time since 1895”

Wagoner was still a frontier community when First National Bank – the predecessor of First Bank & Trust Company – opened its doors in 1895. On August 1, 1895, a charter was issued by the Treasury Department to the First National Bank of Wagoner, Indian Territory, and on October 1, 1895 the bank opened for business. There were 14 depositors at the end of our first day’s business, with total deposits of $10,918.02. All bookkeeping and correspondence was handwritten. The bank was located on the corner of Main and Cherokee in Wagoner for 74 years. In 1968 the ownership of the bank changed and a new building was built on the corner of Casaver and Church streets. Bookkeeping was updated with the installation of computers and a drive–thru window was added for the convenience of customers. The bank’s charter was changed to a State charter in 1970, and the name was changed to First Wagoner Bank & Trust Company. The name was shortened to First Bank & Trust Company in 1987 after purchasing the First National Bank of Luther from the Federal Deposit Insurance Corporation and re-opening that institution as a branch. The First Bank & Trust Co. family grew in October 1994 with the addition of a loan production office in Tulsa, Oklahoma. In January 2008, the LPO in Tulsa was converted to a full service branch. Our 4^th and 5^th branches were acquired in our merger in January 2009 with the First State Bank Ketchum and Disney. We grew again in September 2009 with the opening of a new branch in Grove, Oklahoma. Most recently, in March 2014, we purchased the Carney State Bank in Carney, Oklahoma as our 7^th branch. The success of any bank can be best measured over a long period of years, not by its growth in deposits alone, but by the number of life-long friends it has made, through rendering helpful, willing service. In this bank, we place a high value on our friends, many of whom have been customers for a great length of time. These individuals, as well as all of our new friends, are responsible for the bank being able to endure and prosper over these past 100 plus years. First Bank & Trust Company is one of the oldest banks in Oklahoma. The directors, officers, and employees of First Bank & Trust Company are proud of its local communities and pledge to continue contributing to their growth and prosperity.